Success Story

Arizona Wind Storm: $18K to $92K

Monsoon winds caused hidden damage insurance tried to ignore

Phoenix, Arizona

Wind Damage

Trusted by Policyholders Nationwide

The Results

How expert advocacy transformed this claim

Without Advocacy

$18,000

Undervalued by insurance

Final Settlement

$92,000

+411% increase

Additional Recovery

+$74K

Resolved in

3 Months

Phoenix, Arizona

Wind Damage

Recovery Amount

$92,000

Improvement

+411%

The Story

Severe monsoon winds damaged roof, HVAC, windows, and landscaping. Insurance only addressed obvious roof damage and ignored rest. We documented full extent securing 5x settlement.

The Challenge

Adjuster performed minimal inspection and missed majority of wind damage.

Only inspected obvious roof damage from ground level

Ignored damaged HVAC units on roof

Missed cracked windows from wind-blown debris

Refused to cover damaged patio enclosure

Denied coverage for destroyed landscaping

Undervalued roofing scope and materials

Our Strategy

Comprehensive property inspection documenting all wind-related damage.

1

Complete Assessment

Hired contractor to inspect roof, HVAC, windows, structures, and landscaping for all wind damage.

2

Photo Documentation

Extensive photography and video showing all damage and wind entry points.

3

Weather Correlation

Obtained weather service data confirming wind speeds and timing matching damage patterns.

4

Scope Expansion

Created comprehensive scope including all damaged components and proper repairs.

5

Re-inspection

Demanded proper inspection with senior adjuster present to review all damage.

The Outcome

Secured coverage for all wind-damaged components throughout property.

Settlement Increase

+$74K

Beyond initial offer

Components Covered

12

Roof, HVAC, windows, structures

Time to Settle

3 Months

Quick resolution

"The insurance adjuster barely looked at our property and missed so much damage. Policy Advocates did a thorough inspection and found wind damage everywhere - roof, air conditioning, windows, patio. We got $92,000 instead of $18,000. Everything is fully repaired now."

Thomas & Sandra Miller

Phoenix Homeowners

Key Takeaways

Wind damage affects multiple property components, not just the roof

HVAC units on roofs are often damaged but overlooked by adjusters

Landscaping and outdoor structures can be covered wind damage

Thorough inspection is critical - don't rely on cursory assessment

Weather data can prove wind speeds and validate damage claims

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